Terms of Service

1. Acceptance of Terms

By accessing or using Fiat Lux Real Estate ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Fiat Lux Real Estate is a real estate investment analysis platform that provides tools for calculating investment metrics, modeling cash flows, comparing deals, and generating pro forma reports. The Service is designed for informational and educational purposes.

3. Important Disclaimer

You should always consult with qualified real estate professionals, attorneys, accountants, and financial advisors before making any investment decisions. We make no guarantees about the accuracy, reliability, or completeness of any information provided through the Service.

4. User Responsibilities

By using the Service, you agree to:

• Provide accurate information when using our analysis tools
• Use the Service only for lawful purposes
• Not attempt to interfere with or disrupt the Service
• Not use automated systems to access the Service without permission
• Maintain the confidentiality of your account credentials
• Conduct your own due diligence before making investment decisions

5. Intellectual Property

The Service, including its design, features, and content (excluding user-provided data), is owned by Fiat Lux Real Estate and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express permission.

You retain ownership of any data you input into the Service. By using the Service, you grant us a limited license to store and process your data solely to provide the Service.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FIAT LUX REAL ESTATE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR INVESTMENT LOSSES, ARISING FROM YOUR USE OF THE SERVICE.

All investments involve risk, including the possible loss of capital. Past performance does not guarantee future results. Projections and calculations provided by the Service are estimates only and should not be relied upon as predictions of actual outcomes.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected.

8. Indemnification

You agree to indemnify and hold harmless Fiat Lux Real Estate and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

9. Account Termination

We reserve the right to suspend or terminate your access to the Service at any time for any reason, including violation of these Terms. You may also delete your account at any time.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation.

11. Changes to Terms

We may revise these Terms at any time. Material changes will be communicated by posting the updated Terms on this page. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact

For questions about these Terms of Service, please contact us at legal@fiatlux.re